Case #DE-STG-2026-0142
F
Live case
Single-family house · Stuttgart region, Germany
Current
180.000 €
After reno
245.000 €
Uplift
+36.1%
Property value & financing
Current Property Value
180.000 €
Value After Renovation
245.000 €
+36.1%
Value Increase
+65.000 €
Collateral ↑
Recommended Loan
70.000 €
Approved-ready
Energy & ESG impact
Energy Class
F → A+
7 classes
Annual Energy Savings
3.200 €
−36% cost
CO₂ Reduction
6.1 t/yr
ESG aligned
Required Investment
66.000 €
Loan Risk Score
Medium → Low
Risk ↓
Before vs After — Value & Energy cost
Indexed in €1,000 / €100
Forecast 12 mo.
Risk improvement
Composite risk & ESG indicators (0–100)
Bank Decision Summary
Generated by RAIT Smart Home Digital Twin · Reviewed for portfolio DE-South · 24/06/2026
- Property is eligible for green renovation financing under KfW55.
- Renovation plan supports transition from energy class F to A+.
- Collateral value improves from Standard to Improved post-works.
- Recommended next step: approve renovation loan subject to standard credit checks.
System recommendation: Approve renovation loan up to 70.000 € subject to standard credit checks.
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